{"id":335,"date":"2020-06-16T18:47:00","date_gmt":"2020-06-16T18:47:00","guid":{"rendered":"https:\/\/royalbrokers.ro\/?page_id=335"},"modified":"2026-08-26T05:19:56","modified_gmt":"2026-08-26T05:19:56","slug":"privacy-policy-2","status":"publish","type":"page","link":"https:\/\/royalbrokers.ro\/index.php\/privacy-policy-2\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"335\" class=\"elementor elementor-335\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b9ec5a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b9ec5a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c408ee\" data-id=\"4c408ee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ae324f elementor-widget elementor-widget-html\" data-id=\"0ae324f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!--\r\n  POLITICA DE CONFIDEN\u021aIALITATE \u2014 ROYAL BROKERS SRL\r\n  De lipit \u00een pagina \u201eprivacy-policy-2\" (WordPress \u2192 Pagini \u2192 editor de cod \/ bloc HTML personalizat).\r\n  \u00cenlocuie\u0219te complet textul actual (care e, de fapt, o politic\u0103 de cookie-uri).\r\n  \u26a0\ufe0f De verificat de un jurist \u00eenainte de publicare \u2014 \u00een special sec\u021biunea 5 (transmiterea c\u0103tre b\u0103nci).\r\n-->\r\n\r\n<p><em>Ultima actualizare: 26 august 2026<\/em><\/p>\r\n\r\n<h2>1. Cine suntem<\/h2>\r\n<p>\r\n  Operatorul datelor tale cu caracter personal este <strong>ROYAL BROKERS SRL<\/strong>,\r\n  CUI 30304915, \u00eenregistrat\u0103 la Registrul Comer\u021bului sub nr. J2012000887293,\r\n  cu sediul \u00een Strada Aviator Popi\u0219teanu 54, 012244 Bucure\u0219ti, Rom\u00e2nia.\r\n<\/p>\r\n<p>\r\n  Suntem <strong>intermediar de credite nelegat<\/strong>, \u00eenregistrat la Autoritatea Na\u021bional\u0103 pentru\r\n  Protec\u021bia Consumatorilor (ANPC) \u00een Registrul intermediarilor de credite \u2013 persoane juridice\r\n  sub <strong>nr. 798<\/strong>, conform OUG nr. 52\/2016.\r\n<\/p>\r\n<p>\r\n  Contact pentru orice chestiune legat\u0103 de datele tale personale:\r\n  <a href=\"mailto:gdpr@royalbrokers.ro\">gdpr@royalbrokers.ro<\/a> sau telefon\r\n  <a href=\"tel:+40726274588\">0726 274 588<\/a> (luni\u2013vineri, 9:00\u201317:00).\r\n<\/p>\r\n\r\n<h2>2. Ce date colect\u0103m<\/h2>\r\n<p>Prin formularul de refinan\u021bare de pe pagina principal\u0103 colect\u0103m:<\/p>\r\n<ul>\r\n  <li>numele \u0219i prenumele;<\/li>\r\n  <li>num\u0103rul de telefon;<\/li>\r\n  <li>tipul venitului (salariat, dividende, chirii, drepturi de autor, venituri din str\u0103in\u0103tate);<\/li>\r\n  <li>venitul net mediu lunar din ultimele 6 luni;<\/li>\r\n  <li>angajatorul (firma la care lucrezi) \u2014 c\u00e2mp op\u021bional;<\/li>\r\n  <li>func\u021bia (postul ocupat);<\/li>\r\n  <li>observa\u021biile pe care alegi s\u0103 ni le transmi\u021bi (c\u00e2mp op\u021bional).<\/li>\r\n<\/ul>\r\n<p>\r\n  Automat, \u00eempreun\u0103 cu formularul se \u00eenregistreaz\u0103 adresa IP, data \u0219i ora trimiterii \u0219i pagina de pe\r\n  care ai trimis cererea. Aceste informa\u021bii sunt folosite exclusiv pentru securitate \u0219i pentru\r\n  prevenirea trimiterilor automate (spam).\r\n<\/p>\r\n<p>\r\n  Dac\u0103 alegi s\u0103 continui procesul de refinan\u021bare, \u00ee\u021bi vom solicita ulterior documente suplimentare\r\n  (de exemplu adeverin\u021b\u0103 de venit, extras de cont, contractul de credit actual). Acele documente sunt\r\n  colectate separat, cu acordul t\u0103u, \u0219i fac obiectul aceleia\u0219i politici.\r\n<\/p>\r\n\r\n<h2>3. De ce colect\u0103m aceste date<\/h2>\r\n<ul>\r\n  <li>pentru a te contacta telefonic \u00een leg\u0103tur\u0103 cu cererea ta;<\/li>\r\n  <li>pentru a evalua dac\u0103 \u00eendepline\u0219ti condi\u021biile de eligibilitate pentru refinan\u021bare;<\/li>\r\n  <li>pentru a identifica \u0219i negocia o ofert\u0103 de refinan\u021bare potrivit\u0103 situa\u021biei tale;<\/li>\r\n  <li>pentru a r\u0103spunde \u00eentreb\u0103rilor pe care ni le adresezi.<\/li>\r\n<\/ul>\r\n<p>\r\n  Nu folosim datele din formular pentru profilare, publicitate personalizat\u0103 sau transmitere c\u0103tre\r\n  ter\u021bi \u00een scopuri de marketing.\r\n<\/p>\r\n\r\n<h2>4. Temeiul legal<\/h2>\r\n<ul>\r\n  <li>\r\n    <strong>Consim\u021b\u0103m\u00e2ntul t\u0103u<\/strong> (art. 6 alin. 1 lit. a din Regulamentul UE 2016\/679 \u2013 GDPR),\r\n    exprimat prin bifarea c\u0103su\u021bei din formular. \u00cel po\u021bi retrage oric\u00e2nd.\r\n  <\/li>\r\n  <li>\r\n    <strong>Demersuri precontractuale<\/strong> efectuate la cererea ta (art. 6 alin. 1 lit. b GDPR) \u2014\r\n    analiza dosarului \u0219i ob\u021binerea ofertelor.\r\n  <\/li>\r\n  <li>\r\n    <strong>Obliga\u021bii legale<\/strong> (art. 6 alin. 1 lit. c GDPR), acolo unde legisla\u021bia privind\r\n    intermedierea de credite, prevenirea sp\u0103l\u0103rii banilor sau legisla\u021bia financiar-contabil\u0103 ne impune\r\n    p\u0103strarea anumitor informa\u021bii.\r\n  <\/li>\r\n<\/ul>\r\n\r\n<h2>5. Cui transmitem datele<\/h2>\r\n<p>\r\n  Pentru a ob\u021bine oferte concrete de refinan\u021bare, transmitem datele necesare c\u0103tre\r\n  <strong>b\u0103ncile \u0219i institu\u021biile financiare partenere<\/strong> cu care colabor\u0103m. Aceast\u0103 transmitere\r\n  se face <strong>numai cu acordul t\u0103u<\/strong>, numai \u00een scopul ob\u021binerii unei oferte \u0219i numai \u00een\r\n  m\u0103sura strict necesar\u0103 analizei dosarului t\u0103u. Fiecare banc\u0103 devine, la r\u00e2ndul ei, operator pentru\r\n  datele primite \u0219i le prelucreaz\u0103 conform propriei politici de confiden\u021bialitate.\r\n<\/p>\r\n<p>\r\n  \u00cen plus, datele pot fi accesate de furnizorii no\u0219tri de servicii, \u00een calitate de persoane\r\n  \u00eemputernicite \u0219i pe baza unor contracte care \u00eei oblig\u0103 la confiden\u021bialitate: furnizorul de g\u0103zduire\r\n  web, furnizorul serviciului de email, furnizorul solu\u021biei anti-spam care protejeaz\u0103 formularul (Cloudflare Turnstile)  \u0219i, dac\u0103 e cazul, furnizorul de servicii contabile.\r\n<\/p>\r\n<p>\r\n  Nu vindem datele tale \u0219i nu le transmitem \u00een scopuri publicitare. Nu transfer\u0103m date \u00een afara\r\n  Spa\u021biului Economic European.\r\n<\/p>\r\n\r\n<h2>6. C\u00e2t timp p\u0103str\u0103m datele<\/h2>\r\n<ul>\r\n  <li>\r\n    <strong>Dac\u0103 nu se \u00eencheie un contract:<\/strong> p\u0103str\u0103m datele din formular\r\n    <strong>12 luni<\/strong> de la ultima interac\u021biune cu tine, dup\u0103 care le \u0219tergem.\r\n  <\/li>\r\n  <li>\r\n    <strong>Dac\u0103 se \u00eencheie un contract de credit:<\/strong> p\u0103str\u0103m datele pe durata impus\u0103 de\r\n    legisla\u021bia aplicabil\u0103 \u2014 \u00een principal legisla\u021bia financiar-contabil\u0103 \u0219i reglement\u0103rile privind\r\n    prevenirea \u0219i combaterea sp\u0103l\u0103rii banilor.\r\n  <\/li>\r\n  <li>\r\n    <strong>Dac\u0103 \u00ee\u021bi retragi consim\u021b\u0103m\u00e2ntul<\/strong> sau ceri \u0219tergerea, elimin\u0103m datele imediat, cu\r\n    excep\u021bia informa\u021biilor pe care legea ne oblig\u0103 s\u0103 le p\u0103str\u0103m.\r\n  <\/li>\r\n<\/ul>\r\n\r\n<h2>7. Drepturile tale<\/h2>\r\n<p>Conform GDPR, ai urm\u0103toarele drepturi:<\/p>\r\n<ul>\r\n  <li><strong>dreptul de acces<\/strong> \u2014 s\u0103 afli ce date de\u021binem despre tine;<\/li>\r\n  <li><strong>dreptul la rectificare<\/strong> \u2014 s\u0103 corect\u0103m datele inexacte;<\/li>\r\n  <li><strong>dreptul la \u0219tergere<\/strong> (\u201edreptul de a fi uitat\");<\/li>\r\n  <li><strong>dreptul la restric\u021bionarea prelucr\u0103rii<\/strong>;<\/li>\r\n  <li><strong>dreptul la portabilitate<\/strong> \u2014 s\u0103 prime\u0219ti datele \u00eentr-un format structurat;<\/li>\r\n  <li><strong>dreptul la opozi\u021bie<\/strong> fa\u021b\u0103 de prelucrare;<\/li>\r\n  <li>\r\n    <strong>dreptul de a-\u021bi retrage consim\u021b\u0103m\u00e2ntul<\/strong> \u00een orice moment, f\u0103r\u0103 ca acest lucru s\u0103\r\n    afecteze legalitatea prelucr\u0103rii efectuate anterior retragerii.\r\n  <\/li>\r\n<\/ul>\r\n<p>\r\n  Pentru oricare dintre acestea, scrie-ne la\r\n  <a href=\"mailto:gdpr@royalbrokers.ro\">gdpr@royalbrokers.ro<\/a> sau sun\u0103 la\r\n  <a href=\"tel:+40726274588\">0726 274 588<\/a>. \u00ce\u021bi r\u0103spundem \u00een cel mult\r\n  <strong>30 de zile<\/strong> de la primirea cererii.\r\n<\/p>\r\n<p>\r\n  Dac\u0103 nu e\u0219ti mul\u021bumit de r\u0103spunsul nostru, ai dreptul s\u0103 depui o pl\u00e2ngere la\r\n  <strong>Autoritatea Na\u021bional\u0103 de Supraveghere a Prelucr\u0103rii Datelor cu Caracter Personal\r\n  (ANSPDCP)<\/strong> \u2014 <a href=\"https:\/\/www.dataprotection.ro\" rel=\"nofollow\">www.dataprotection.ro<\/a>.\r\n<\/p>\r\n\r\n<h2>8. Decizii automate<\/h2>\r\n<p>\r\n  Nu lu\u0103m decizii automate cu privire la tine \u0219i nu te supunem unui proces de profilare automat\u0103.\r\n  Analiza dosarului t\u0103u este f\u0103cut\u0103 de un consultant, iar decizia de aprobare a creditului apar\u021bine\r\n  b\u0103ncii, conform propriilor criterii.\r\n<\/p>\r\n\r\n<h2>9. Securitatea datelor<\/h2>\r\n<p>\r\n  Site-ul folose\u0219te conexiune criptat\u0103 (HTTPS). Accesul la datele din formular este limitat la\r\n  persoanele din echipa noastr\u0103 care au nevoie de ele pentru a-\u021bi procesa cererea.\r\n<\/p>\r\n\r\n<h2>10. Cookie-uri<\/h2>\r\n<p>\r\n  Informa\u021biile despre cookie-uri \u0219i tehnologii similare sunt detaliate separat, \u00een\r\n  <a href=\"\/index.php\/cookie-policy\/\">Politica de cookie-uri<\/a>. \u00ce\u021bi po\u021bi modifica sau retrage\r\n  oric\u00e2nd consim\u021b\u0103m\u00e2ntul folosind butonul de gestionare a consim\u021b\u0103m\u00e2ntului afi\u0219at pe site.\r\n<\/p>\r\n\r\n<h2>11. Modific\u0103ri ale acestei politici<\/h2>\r\n<p>\r\n  Putem actualiza aceast\u0103 politic\u0103 atunci c\u00e2nd se schimb\u0103 modul \u00een care prelucr\u0103m datele sau\r\n  legisla\u021bia aplicabil\u0103. Versiunea \u00een vigoare este \u00eentotdeauna cea publicat\u0103 pe aceast\u0103 pagin\u0103, cu\r\n  data ultimei actualiz\u0103ri men\u021bionat\u0103 la \u00eenceput.\r\n<\/p>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ultima actualizare: 26 august 2026 1. Cine suntem Operatorul datelor tale cu caracter personal este ROYAL BROKERS SRL, CUI 30304915, \u00eenregistrat\u0103 la Registrul Comer\u021bului sub nr. J2012000887293, cu sediul \u00een Strada Aviator Popi\u0219teanu 54, 012244 Bucure\u0219ti, Rom\u00e2nia. Suntem intermediar de credite nelegat, \u00eenregistrat la Autoritatea Na\u021bional\u0103 pentru Protec\u021bia Consumatorilor (ANPC) \u00een Registrul intermediarilor de credite [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-335","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/royalbrokers.ro\/index.php\/wp-json\/wp\/v2\/pages\/335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/royalbrokers.ro\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/royalbrokers.ro\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/royalbrokers.ro\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/royalbrokers.ro\/index.php\/wp-json\/wp\/v2\/comments?post=335"}],"version-history":[{"count":8,"href":"https:\/\/royalbrokers.ro\/index.php\/wp-json\/wp\/v2\/pages\/335\/revisions"}],"predecessor-version":[{"id":583,"href":"https:\/\/royalbrokers.ro\/index.php\/wp-json\/wp\/v2\/pages\/335\/revisions\/583"}],"wp:attachment":[{"href":"https:\/\/royalbrokers.ro\/index.php\/wp-json\/wp\/v2\/media?parent=335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}